Staking and lending yields
Live rates from pools holding more than $20m. Small pools with enormous headline APYs are excluded deliberately — those numbers are emissions, not yield.
Stablecoin yields
Dollar in, dollar out. The return is the rate, with no price risk on the principal.
| Pool | Project | Chain | APY | Base APY | TVL |
|---|---|---|---|---|---|
| SUSDS | sky-lending | Ethereum | 3.80% | 3.80% | $4.92B |
| USDC | maple | Ethereum | 5.21% | 5.21% | $2.78B |
| USYC | circle-usyc | BSC | 3.33% | 3.33% | $2.36B |
| USDY | ondo-yield-assets | Ethereum | 3.65% | 3.65% | $1.22B |
| SUSDE | ethena-usde | Ethereum | 4.84% | 4.84% | $1.22B |
| BUIDL | blackrock-buidl | Aptos | 3.47% | 3.47% | $967.63M |
| BUIDL | blackrock-buidl | Solana | 3.78% | 3.78% | $924.57M |
| USDT | maple | Ethereum | 5.46% | 5.46% | $685.2M |
| USDT | spark-savings | Ethereum | 3.75% | 3.75% | $609.33M |
| USTB | invesco-ustb | Ethereum | 3.93% | 3.93% | $593.88M |
| USDS | sparklend | Ethereum | 4.49% | — | $555.77M |
| SUSDAI | usd-ai | Arbitrum | 6.91% | 6.91% | $544.89M |
| USDY | ondo-yield-assets | Stellar | 3.65% | 3.65% | $537.16M |
| STEAKUSDG | morpho-blue | Robinhood Chain | 7.52% | 4.88% | $532.97M |
| USDC | jupiter-lend | Solana | 4.48% | 4.13% | $512.32M |
All large pools
| Pool | Project | Chain | APY | TVL | Type |
|---|---|---|---|---|---|
| STETH | lido | Ethereum | 2.24% | $24.23B | Single asset |
| WBETH | binance-staked-eth | Ethereum | 2.22% | $8.79B | Single asset |
| WEETH | ether.fi-stake | Ethereum | 2.27% | $5.52B | Single asset |
| SUSDS | sky-lending | Ethereum | 3.80% | $4.92B | Stablecoin |
| USDC | maple | Ethereum | 5.21% | $2.78B | Stablecoin |
| USYC | circle-usyc | BSC | 3.33% | $2.36B | Stablecoin |
| RETH | rocket-pool | Ethereum | 2.17% | $1.3B | Single asset |
| USDY | ondo-yield-assets | Ethereum | 3.65% | $1.22B | Stablecoin |
| SUSDE | ethena-usde | Ethereum | 4.84% | $1.22B | Stablecoin |
| JITOSOL | jito-liquid-staking | Solana | 4.82% | $1.16B | Single asset |
| BNSOL | binance-staked-sol | Solana | 4.69% | $1.13B | Single asset |
| RSETH | kelp | Ethereum | 2.30% | $1.03B | Single asset |
| BUIDL | blackrock-buidl | Aptos | 3.47% | $967.63M | Stablecoin |
| KHYPE | kinetiq-khype | Hyperliquid L1 | 1.93% | $926.62M | Single asset |
| BUIDL | blackrock-buidl | Solana | 3.78% | $924.57M | Stablecoin |
| WETH | aave-v3 | Ethereum | 1.36% | $907.44M | Single asset |
| SLISBNB | lista-liquid-staking | BSC | 0.91% | $770.8M | Single asset |
| SKY | sky-lending | Ethereum | 6.55% | $690.67M | Single asset |
| USDT | maple | Ethereum | 5.46% | $685.2M | Stablecoin |
| LSETH | liquid-collective | Ethereum | 2.33% | $684.24M | Single asset |
| USDT | spark-savings | Ethereum | 3.75% | $609.33M | Stablecoin |
| USTB | invesco-ustb | Ethereum | 3.93% | $593.88M | Stablecoin |
| METH | meth-protocol | Ethereum | 2.34% | $585.24M | Single asset |
| JUPSOL | jupiter-staked-sol | Solana | 5.43% | $572.38M | Single asset |
| USDS | sparklend | Ethereum | 4.49% | $555.77M | Stablecoin |
| SUSDAI | usd-ai | Arbitrum | 6.91% | $544.89M | Stablecoin |
| USDY | ondo-yield-assets | Stellar | 3.65% | $537.16M | Stablecoin |
| STEAKUSDG | morpho-blue | Robinhood Chain | 7.52% | $532.97M | Stablecoin |
| WBETH | binance-staked-eth | BSC | 2.22% | $528.03M | Single asset |
| USDC | jupiter-lend | Solana | 4.48% | $512.32M | Stablecoin |
| BUSD0 | usual-usd0 | Ethereum | 5.59% | $503.85M | Stablecoin |
| USDG | maple | Ethereum | 5.01% | $498.66M | Stablecoin |
| BUIDL | blackrock-buidl | Avalanche | 3.78% | $483.48M | Stablecoin |
| CBETH | coinbase-wrapped-staked-eth | Ethereum | 2.42% | $474M | Single asset |
| SIRLOINUSDC | morpho-blue | Base | 5.73% | $459.26M | Stablecoin |
| PRIME | hastra | Ethereum | 6.07% | $449.79M | Single asset |
| SENRLUSDV2 | morpho-blue | Ethereum | 5.99% | $442.61M | Stablecoin |
| USDD | justlend-v1 | Tron | 3.89% | $437.25M | Stablecoin |
| GTUSDCP | morpho-blue | Base | 4.56% | $414.3M | Stablecoin |
| SENPYUSDMAIN | morpho-blue | Ethereum | 5.58% | $409.53M | Stablecoin |
| USDE | morpho-blue | Base | 4.75% | $391.68M | Stablecoin |
| OSETH | stakewise-v3 | Ethereum | 2.27% | $391.4M | Single asset |
| USDS | sparklend | Ethereum | 2.70% | $385.84M | Stablecoin |
| WETH | sparklend | Ethereum | 1.36% | $382.74M | Single asset |
| SUSDS | sky-lending | Arbitrum | 3.80% | $363.63M | Stablecoin |
| USDS | spark-savings | Arbitrum | 3.80% | $363.63M | Stablecoin |
| USDE | morpho-blue | Robinhood Chain | 4.75% | $361.55M | Stablecoin |
| SPARKUSDC | morpho-blue | Base | 4.10% | $360.97M | Stablecoin |
| LIQUIDETH | ether.fi-liquid | Ethereum | 3.68% | $341.54M | Single asset |
| USDS | centrifuge-protocol | Ethereum | 3.96% | $326.27M | Stablecoin |
Base APY versus total APY
Base APY is the yield generated by the activity itself — borrowers paying interest, traders paying swap fees. Anything above it is token emissions, which the protocol can stop at any time and which dilute as more capital arrives. A pool where nearly all the yield is emissions is paying you to provide liquidity now, not producing a durable return.
What you are being paid for
- Smart contract risk. Every one of these is code custodying deposits. Audits reduce the odds, they do not eliminate them.
- Impermanent loss. Two-sided liquidity pools lose value relative to simply holding when the pair diverges. The fee income has to beat that.
- Depeg risk. A stablecoin pool is only stable while every asset in it holds its peg.
- Liquidity risk. High utilisation in a lending market means withdrawals can queue exactly when everyone wants out.
- Emissions decay. Today's rate is not next quarter's rate. Check the base component.
These figures update when the site is rebuilt, not in your browser. DefiLlama's yield endpoint returns about 11 MB covering every pool it tracks — too much to make a visitor download for one table. Pool APYs move on a daily cycle, so a build-time snapshot is honest here in a way it would not be for prices. The date above is when it was taken.
Source: DefiLlama yields. Informational only — nothing here is a recommendation to deposit into any protocol. Model the compounding with the staking calculator.